
Muhammad Usman Shamas
AI & Blockchain Tokenization Developer
Full stack web and mobile with blockchain and AI
Building tokenized systems and DeFi solutions with AI-powered tools. Expert in smart contracts, blockchain analytics, and machine learning for financial applications. Belfast, UK.
About Me
AI & Blockchain Tokenization Developer — Full stack web and mobile with blockchain and AI
I am an AI and blockchain tokenization developer with expertise in building tokenized systems, DeFi protocols, and AI-augmented development workflows. I hold an MSc in Computer Science from Ulster University (Belfast, UK) and a BS in Computer Science from Government College University Faisalabad, Pakistan (CGPA 3.4/4.0).
I use AI tools extensively in my workflow—from code generation and refactoring to architecture design and debugging. My professional experience spans blockchain-integrated financial applications, smart contracts, tokenization systems, and real-time data pipelines at Hutfin and KASB.
Research Interests
I conduct independent research on compliance-oriented blockchain architectures for regulated financial systems. My work focuses on public audit ledger design without speculative token incentives, institutional constraints in financial regulation, and the intersection of RegTech with distributed ledger technology.
Career Goals
I seek opportunities to build tokenized systems, DeFi protocols, and AI-powered financial applications. I am particularly interested in roles combining blockchain tokenization, AI/ML tooling, and regulated finance—where I can leverage both technical depth and AI-augmented development.
Achievements & Certifications
Winner — TRON Hackathon 2023 | Winner — Polkadot Hackathon 2023 | Published Research Paper (SSRN). Certifications: Blockchain Development (IBM), AI from the Data Centre to the Edge (Intel), Computer Vision (Coursera), Python for Data Science and AI (Coursera), GenAI for Fraud Detection and Compliance (Coursera). Daily user of AI-assisted development tools (Cursor, GitHub Copilot, Claude, ChatGPT).
AI & Blockchain Tokenization Skills
Machine Learning & Data Science
Blockchain & Tokenization
Frontend Development
Backend & Databases
Development Tools
AI Tools & Workflow
Education
MSc Computer Science
2025 – 2026
Ulster University, Belfast, UK | Financial crime & AML analytics • Blockchain & RegTech • IoT & pervasive computing • Data science • Scalable & big data systems
BS Computer Science
2019 – 2023
Government College University, Faisalabad, Pakistan | CGPA 3.4/4.0 | Algorithms • Data structures • Databases • Distributed systems • Full-stack & blockchain projects
Experience
Senior Software Engineer
Hutfin
2023 - Present
Developed blockchain-integrated financial applications and tokenization systems. Integrated smart contracts and wallet systems. Designed scalable backend systems for financial transactions. Implemented real-time data pipelines. Leverages AI tools for accelerated development.
Software Engineer
KASB
2021 - 2023
Worked on financial platforms including mobile trading applications. Contributed to secure system architecture for financial services. Participated in degree verification blockchain initiatives. Collaborated on backend and data-layer design for high-integrity transaction processing and regulatory compliance.
Achievements

TRON Hackathon 2023
2023
Winner at TRON Hackathon 2023. Developed innovative blockchain solutions recognized by the TRON ecosystem.

Polkadot Hackathon 2023
2023
Winner at Polkadot Hackathon 2023. Built solutions leveraging Polkadot's interoperability and scalable blockchain infrastructure.
Research
Publications
SSRN
Independent research on compliance-oriented blockchain architectures for regulated financial systems.
- Developed a conceptual public audit ledger model, removing speculative token incentives
- Analyzed institutional constraints in financial regulation and blockchain adoption
- Published findings on SSRN
Working Papers
- Conducted independent research on compliance-oriented blockchain architectures for regulated financial systems
- Developed conceptual public audit ledger model without speculative token incentives
- Analyzed institutional constraints in financial regulation and blockchain adoption